It may seem crazy to start saving for Christmas while you are still cleaning up from your holiday celebrations, but I promise that implementing simple strategies now will reduce your stress with gifts all year long.
Rarely does a month go by that a birthday present or thank you gift isn’t a part of our budget.
Here are my favorite apps for earning gift cards
Powered by Yahoo, Swagbucks is a search engine, but unlike Google, you are awarded points for searching at random. You can also earn additional points by activating Swagbucks for an online purchase. You earn a percentage of purchases made back in points. For example, purchasing clothes on Walmart.com can earn you back 3% of the dollar amount back in equivalent points.
Swagbucks also gives codes almost daily for points that you can add into your phone app and offers the opportunity to watch videos and take
- Time spent each day: 2 hours working and blog research (bonus for doing this while I work!)
- Running videos on my phone while I work
- Amount earned each year: $50-75 without watching videos $250 a year including videos.
My favorite way to use Swagbucks is to shop online with Walmart for grocery pick up.
I’ve just started using Dosh, but I like the ease. From Google Play:
Dosh is the free cash back app that finds you money for shopping, dining out, and pumping gas at thousands of merchants and brands nationwide. Start getting paid for doing the things you already do.
Get paid when you shop and dine at the places you visit every week including Walmart, Chevron and Texaco stations, Pizza Hut, Sam’s Club, Hallmark, Sephora, Forever 21, and many more!
Simply download the Dosh app, securely connect your credit and debit cards, and live life as usual. Every time you use those cards, Dosh searches for available offers that match your transactions. If it finds one, Dosh automatically redeems the offer and converts it into cold, hard cash, then deposits it directly into your Dosh Wallet. You don’t have to do a thing.
Download Dosh now and get paid to do the things you already do.
HOW IT WORKS:
• Connect your cards.
Securely link your credit and debit cards. Whenever you pay with your linked cards, Dosh gets you cashback.
• Shop, pump gas and dine out
Pay with your linked card at thousands of stores, gas stations, and restaurants, and get up to 10% cashback automatically in your Dosh Wallet.
• Transfer your cash
Do what you want. Transfer your cash to bank accounts, PayPal, or donate to charity from the app.
Use my referral code BETHW36 and we both earn $5.
My Points works in various ways. You can earn points for clicking on daily emails, watching videos, doing surveys or shopping through their web browser.
This year I stepped up my video watching (or running) since I work from home I’ve set up a schedule to allow my phone apps to run while I’m working. Since I need my phone nearby anyway I can watch it while I work.
- Time spent each day: 2 minutes opening emails. Videos can run for an hour without it being a waste of time.
- Amount earned each year: $15-20 without watching videos, $100 with video watching.
S’more is an app where you earn points in exchange for the app to run ads on your lock screen on your phone. Every day they give you points in exchange for having the S ’more lock screen installed. (use code YLRBLF to earn a bonus for you and me!) Additional points can be earned by filling out qualifying surveys or filling out special offers and watching videos.
- Time spent each day: Zero seconds unless I choose to attempt a survey or watch a few videos
- Amount earned each year: $30 minimum
With Fetch Rewards, you earn some points for everything you buy, but you can increase your earnings by selecting their featured deals for the month. I love this app because it is way less tedious than Ibotta and I’m rapidly building rewards. Use B0HYE (that’s a zero) for a bonus 2,000 points when you get started with Fetch Rewards!
- In one year I’ve earned $30 just shopping for
everydayitems and scanning a receipt.
Ebates is another company that gives you cashback for shopping through their online browser. While it’s likely you will find similar cashback percentages across the board every day worth it to compare who has the best offer, especially with large ticket items. For example, as I’m writing this Ebates is offering 13% back from GAP.
- Time required: 1 additional minute to online shopping.
I’ve been using Ibotta for 28 months, and as I type this post, I have earned $400.00 Ibotta is an app that links to your shopping card at most grocery stores. It also provides offers for items at many restaurants and online companies. Money is earned back for purchasing products such as groceries and clothing.
I’ve earned a lot less with Ibotta since shifting to grocery delivery and pick up services. Since you have to have a printed receipt and they just started syncing with Meijer it’s a hassle. Additionally, unlike Fetch rewards, you have to preselect the items in order for them to count when you make a purchase.
Although I prefer to cash my money in for Amazon gift cards, Ibotta offers multiple options including Paypal!
Read more about how it works here, but don’t forget to use my referral code for a bonus when you sign up!
- Time spent each day: 5 minutes or less, 15 minutes after a shopping trip if not linked to my shopping card.
HOW IT WORKS:
Connect the apps/devices you already use with Achievement to track healthy activities like walking, meditating, logging food. We support 30+ health, fitness, and lifestyle apps and are always adding new ones.
Take Achievement’s Health Survey to share more about your background. To start earning points, we’ll share tailored surveys, health programs, and online research studies which you can contribute to from wherever you are
Get cash rewards.
- Time spent on app: Zero seconds (I have it linked to my Garmin)
- Amount earned per year: $10-20 depending on qualifying surveys. I’ll hit $20 this month.
A report on Amazon purchases is run each month. $3.00 in an Amazon gift card is earned each month.
- Time spent on app: 2 minutes a month
- Amount earned per year: $36/year
There are many additional options for ways to earn cash simply by checking in to a location or running videos on my phone. I’ve highlighted the ones that I feel are the best time investment for busy families.
With a few daily strategies that don’t interrupt my daily routines, I’m able to build up a great fund for giving gifts that don’t stress our budget or waste my time!
I’ve included my referral code on each of the company links I featured. We will both earn bonuses when you sign up through me.