Stress-Free Gift Giving

It may seem crazy to start saving for Christmas while you are still cleaning up from your holiday celebrations, but I promise that implementing simple strategies now will reduce your stress with gifts all year long.

Rarely does a month go by that a birthday present or thank you gift isn’t a part of our budget. Now days there are so many ways to earn cash back bonuses or gift cards that with a little planning ahead and a few minutes of attention each day to apps you can enjoy giving gifts stress-free all year long.

Here are my favorite apps for earning gift cards


Powered by Yahoo, Swagbucks is a search engine, but unlike Google, you are awarded points for searching at random. You can also earn additional points by activating Swagbucks for an online purchase. You earn a percentage of purchases made back in points. For example, purchasing clothes on can earn you back 3% of the dollar amount back in equivalent points.

Swagbucks also gives codes almost daily for points which you can add into your phone app and offers the opportunity to watch videos and take surveys for additional points.

  • Time spent each day: 2 hours working and blog research (bonus for getting to do this while I work!)
  • Running videos on my phone while I work
  • Amount earned each year: $50-75 without watching videos $250 a year including videos.

My favorite way to use Swagbucks is to shop online with Walmart for grocery pick up.


I’ve just started using Dosh, but I like the ease. From Google Play:

Dosh is the free cash back app that finds you money for shopping, dining out, and pumping gas at thousands of merchants and brands nationwide. Start getting paid for doing the things you already do.

Get paid when you shop and dine at the places you visit every week including Walmart, Chevron and Texaco stations, Pizza Hut, Sam’s Club, Hallmark, Sephora, Forever 21, and many more!

Simply download the Dosh app, securely connect your credit and debit cards, and live life as usual. Every time you use those cards, Dosh searches for available offers that match your transactions. If it finds one, Dosh automatically redeems the offer and converts it into cold, hard cash, then deposits it directly into your Dosh Wallet. You don’t have to do a thing.

Download Dosh now and get paid to do the things you already do.


• Connect your cards.
Securely link your credit and debit cards. Whenever you pay with your linked cards, Dosh gets you cash back.

• Shop, pump gas and dine out
Pay with your linked card at thousands of stores, gas stations, and restaurants, and get up to 10% cash back automatically in your Dosh Wallet.

• Transfer your cash
Do what you want. Transfer your cash to bank accounts, PayPal, or donate to charity from the app.

Use my referral code BETHW36 and we both earn $5.

My Points

My Points works in various ways. You can earn points for clicking on daily emails, watching videos, doing surveys or shopping through their web browser.

This year I stepped up my video watching (or running) since I work from home I’ve set up a schedule to allow my phone apps to run while I’m working. Since I need my phone nearby anyway I can watch while I work.

  • Time spent each day: 2 minutes opening emails. Videos can run for an hour without it being a waste of time.
  • Amount earned each year: $15-20 without watching videos, $100 with video watching.

S’more App

S’more is an app where you earn points in exchange for the app to run ads on your lock screen on your phone. Every day they give you points in exchange for having the S’more lock screen installed.  (use code YLRBLF to earn a bonus for you and me!)  Additional points can be earned by filling out qualifying surveys or filling out special offers and watching videos.

  • Time spent each day: Zero seconds unless I choose to attempt a survey or watch a few videos
  • Amount earned each year: $30 minimum

Fetch Rewards

With Fetch Rewards, you earn some points for everything you buy, but you can increase your earnings by selecting their featured deals for the month. I love this app because it is way less tedious than Ibotta and I’m rapidly building rewards. Use B0HYE  (that’s a zero) for a bonus 2,000 points when you get started with Fetch Rewards!

  • In one year I’ve earned $30 just shopping for every day items and scanning a receipt.


Ebates is another company that gives you cash back for shopping through their online browser. While it’s likely you will find similar cash back percentages across the board every day worth it to compare who has the best offer, especially with large ticket items. For example, as I’m writing this Ebates is offering 13% back from GAP.

  • Time required: 1 additional minute to online shopping.


I’ve been using Ibotta for 28 months, and as I type this post, I have earned $400.00 Ibotta is an app that links to your shopping card at most grocery stores. It also provides offers for items at many restaurants and online companies. Money is earned back for purchasing products such as groceries and clothing.

I’ve earned a lot less with Ibotta since shifting to grocery delivery and pick up services. Since you have to have a printed receipt and they just started syncing with Meijer it’s a hassle. Additionally, unlike Fetch rewards you have to preselect the items in order for them to count when you make a purchase.

Although I prefer to cash my money in for Amazon gift cards, Ibotta offers multiple options including Paypal!

Read more about how it works here, but don’t forget to use my referral code for a bonus when you sign up!

  • Time spent each day: 5 minutes or less, 15 minutes after a shopping trip if not linked to my shopping card.


Connect the apps/devices you already use with Achievement to track healthy activities like walking, meditating, logging food. We support 30+ health, fitness, and lifestyle apps and are always adding new ones.
Take Achievement’s Health Survey to share more about your background. To start earning points, we’ll share tailored surveys, health programs, and online research studies which you can contribute to from wherever you are
Get cash rewards.

  • Time spent on app: Zero seconds (I have it linked to my Garmin)
  • Amount earned per year: $10-20 depending on qualifying surveys. I’ll hit $20 this month.

Harris Poll

A report on Amazon purchases is run each month. $3.00 in an Amazon gift card is earned each month.

  • Time spent on app: 2 minutes a month
  • Amount earned per year: $36/year

There are many additional options for ways to earn cash simply by checking in to a location or running videos on my phone. I’ve highlighted the ones that I feel are the best time investment for busy families.

With a few daily strategies that don’t interrupt my daily routines, I’m able to build up a great fund for giving gifts that doesn’t stress our budget or waste my time!

I’ve included my referral code on each of the company links I featured. We will both earn bonuses when you sign up through me.

Published By Beth

17 years into marriage, 2 kids and several jobs later, I’m finally finding my voice. My prayer is that this blog will be a place where lessons on life, both on and off the football field can be explored. Thanks for reading! View all posts by Beth Walker

Leave a Reply

Logged in as Beth WalkerLog out?


Post navigation

PREVIOUSPrevious post:Thank You VeteransNEXTNext post:We Have to Work TogetherSearch for:Search


Categories  Select Category  book reviews  Favorite Links  football and family  Guest Post  health  link ups  Preview  Tirzah  Uncategorized 

Sign up for my monthly newsletter and receive a free printable.

I’m a Contributing Writer for:

Friday Night Wives Contributing Writer
The Glorious Table


Christmas (savings) in July

Christmas savings in july

There’s no way to sugar coat this, and no reason to do so, most coaching families don’t bring in huge salaries. The reality is many coaching households are two income families out of necessity. Our industry isn’t the only one where this is common, but the assumption from fans is that football coaches live comfortable lifestyles and it just isn’t the case for most.

One of the most expensive times of the year is Christmas, and the strain can intensify when it’s also the year your family is moving. I’ve learned that implementing a few simple strategies on stacking rewards can help me save even more money for Christmas year round. The great thing is that there are always new apps and ideas developing! I’ve updated my post from December with a few new ideas. By the way, there may be an affiliate link or two included. By clicking the link we both benefit!

Here are my tips for Christmas (Savings) in July

Walmart and Swagbucks

I started utilizing Walmart grocery pick up out of necessity. I needed to find more hours in my weeks and one of the major time and money absorbers is the grocery store. I love the ability to order groceries online and avoid the store, but I’ve also figured out how to maximize my savings.

  • I order online instead of through the app and activate Swagbucks for 2% savings.
  • I pay with our Amazon credit card which earns 5% back in Amazon credit.
  • I submit each receipt to savings catcher through the Walmart App.
  • I submit each receipt to Fetch Rewards

This system has earned an average of $50 back each month for us.

Fetch Rewards

My sister-in-law is always one to find a great deal, and she passed along Fetch Rewards last January. I like to try things out before recommending them, and now that I’m several months in I’m happy to report that this is better than Ibotta!

With Fetch Rewards, you earn some points for everything you buy, but you can increase your earnings by selecting their featured deals for the month. I love this app because it is way less tedious than Ibotta and I’m rapidly building rewards. Use B0HYE  (that’s a zero) for a bonus 2,000 points when you get started with Fetch Rewards!

Kohl’s Cash and Kohl’s Rewards (and Ibotta)

Kohl’s is one of my favorite places to shop these days. I have a Kohl’s credit card, and I’m in their rewards program called Yes2You Rewards. I can earn Ibotta money back by shopping through the Kohl’s app on my phone for additional savings as well.

Kohl’s Cash, Kohl’s rewards, and Kohl’s percentages off can be stacked on top of each other. Additionally, there are often additional online deals. While selection can become limited, when choosing store pick up instead of shipping you can save almost $9 on your online order if it’s less than $75.

Kohl’s prices on stables like underwear, socks, t-shirts, and workout clothes are often the same prices as Walmart and Target. I also love their athletic shoes and business casual clothes. Their clearance section is awesome too. I’m personally obsessed with Lauren Conrad’s brand! My guys love that they can get their favorite brands like Nike and Under Armour.

I keep a running list on Google Keep of all the things we need to buy. With growing boys there is always SOMETHING they need replacing! When an email comes through with a sale or promotion, I compare to my list to see if anything aligns. This strategy also works with Christmas gifts. If you know you will be buying your impossible to buy for friend a cute sweater this year get it in October if the deal is right!

If you prefer to shop online instead of through an app Swagbucks also gives a percentage back for shopping at Kohl’s.

Implement Apps into Your Routine

I’m still using many of the ideas I highlighted in December. Check out how I use Smore, Sweatcoin, Achievement, MyPoints and Harris Poll here!

But I’ve taken Swagbucks and MyPoints one step further. I downloaded both apps onto my phone and while I’m working I take time each day to watch videos.

Here’s the link to the Swagbucks App

Here’s the link for MyPoints

Each of these apps has a points cap that can be earned each day, so the commitment is minimal but while I’m working or cleaning I can also be earning points which translates to extra cash!


I’m always looking for new ideas. I’d love to hear your favorite money-saving strategies.